What Does Out-of-Pocket Mean in Health Insurance?
Out-of-pocket in health insurance refers to the out-of-pockets costs, or the expenses that you must pay for on...
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What Is a PPO?
A PPO, or preferred provider organization, is a type of health insurance plan that offers more flexibility tha...
What Is an HMO?
An HMO, or Health Maintenance Organization, is a type of health insurance plan that strictly maintains in-netw...
What Are the Essential Health Benefits Under Obamacare?
The Affordable Care Act added 10 essential health benefits to all major medical health plans. Important servic...
What Is a High-Deductible Health Plan (HDHP)?
If you have high-deductible health plan coverage, you'll pay a smaller premium amount each month, but you must...
What Is Medicaid?
Medicaid is a social welfare program designed to provide healthcare coverage to low-income Americans in the Un...
What Is Catastrophic Health Insurance?
Catastrophic health insurance is a great alternative if you don’t want to pay expensive monthly premiums, bu...
Obamacare Metal Levels: A Guide to ACA Metal Levels from Bronze to Silver to Gold to Platinum
Affordable Care Act health insurance plans are based on "metal levels". Metal levels determine how much your h...
What Are Obamacare Subsidies?
For those who qualify, Obamacare subsidies help pay for the overall cost of a health insurance plan off the he...
Self-Employed HSA: 9 Health Savings Account Benefits
HSAs are more than just a way to save for future healthcare expenses. They offer benefits that can make a self...